Ahr Finance

Commercial Property Finance

Commercial property finance can help business owners and investors purchase, refinance, or expand their property portfolio with lending aligned to their financial goals.

Whether you are buying an office, warehouse, retail space, industrial property or mixed-use asset, lender requirements can vary depending on the property type, lease profile, and your financial position.

At AHR Finance, we assess your position, review lender options across our panel, and manage the process from enquiry through to approval and settlement.

We assist clients by simplifying the commercial finance process and helping them make informed lending decisions.

Reviewing business and company financials

Assessing borrowing capacity and loan servicing

Comparing lender policy and commercial loan options

Identifying suitable finance solutions based on your needs

Managing lender communication and required documentation

Supporting the process through to settlement

Owner Occupied Commercial Property

Finance solutions for business owners purchasing premises to operate from, including offices, warehouses, retail and industrial sites.

Commercial Investment Property

Lending options for investors purchasing income-producing commercial properties or expanding their
portfolio.

Commercial
Refinance

Reviewing existing commercial lending facilities to explore better loan terms,
repayment options, or cash flow improvements.

How commercial lending works

Commercial lending is often more detailed than standard residential lending, with greater focus on business income, property use, lease arrangements and overall servicing position.

At AHR Finance, we help clients navigate the process by reviewing their position early and identifying lenders whose policies align with the scenario.

Financial Position Review

We review company financials, tax returns, BAS, liabilities and cash flow to understand your borrowing capacity and lender suitability.

Property Assessment

We assess the property type, intended use, lease profile and available security to help determine suitable lending options.

Lender Comparison

Commercial lender policies, rates and loan terms can vary significantly. We compare options across our panel based on your requirements.

Application Management

From initial consultation through to submission, approval and settlement, we manage the process and keep you informed throughout.

Experience across lender policy
Understanding lender differences helps structure stronger applications
suncorp
firstmac
Great-Southern-Bank-Logo
BB-logo
GST-logo-4
liberty
resimac
Better Choice
Pepper money
Bank-of-melbrone
Bank-West-Logo
MA-logo
AMP-logo-1
nab
macquarie bank
westpac
La Trobe
Bluestone
Bank of Sydney
common wealth bank
FINSURE Loans BRIDGE
FINSURE Loans PLUS
Firefighters Mutual Bank.
FINSURE Loans MAX (1)
Hejaz Islamic Credit Solutions (1)
honey
HSBC Bank
Macquarie Bank
Myloan Elect
prospa
qudos
Teachers Mutual Bank
ubank
uptain
anz logo
bank of australia
suncorp
firstmac
Great-Southern-Bank-Logo
BB-logo
GST-logo-4
liberty
resimac
Better Choice
Pepper money
Bank-of-melbrone
Bank-West-Logo
MA-logo
AMP-logo-1
nab
macquarie bank
westpac
La Trobe
Bluestone
Bank of Sydney
common wealth bank
FINSURE Loans BRIDGE
FINSURE Loans PLUS
Firefighters Mutual Bank.
FINSURE Loans MAX (1)
Hejaz Islamic Credit Solutions (1)
honey
HSBC Bank
Macquarie Bank
Myloan Elect
prospa
qudos
Teachers Mutual Bank
ubank
uptain
anz logo
bank of australia
suncorp
firstmac
Great-Southern-Bank-Logo
BB-logo
GST-logo-4
liberty
resimac
Better Choice
Pepper money
Bank-of-melbrone
Bank-West-Logo
MA-logo
AMP-logo-1
nab
macquarie bank
westpac
La Trobe
Bluestone
Bank of Sydney
common wealth bank
FINSURE Loans BRIDGE
FINSURE Loans PLUS
Firefighters Mutual Bank.
FINSURE Loans MAX (1)
Hejaz Islamic Credit Solutions (1)
honey
HSBC Bank
Macquarie Bank
Myloan Elect
prospa
qudos
Teachers Mutual Bank
ubank
uptain
anz logo
bank of australia
Got more questions?

Reach Out!

FAQ

Common Questions

How much deposit do I need for a commercial property loan?
Deposit requirements can vary depending on the lender, property type and borrower profile. In some cases, equity may also be used instead of a cash contribution.
Yes. Commercial property can often be purchased through different ownership structures depending on your circumstances and lender requirements.
This may include company financials, tax returns, BAS, bank statements, asset and liability details, and information relating to the property.
Yes. Refinancing may help improve loan terms, restructure repayments, or review your current lending position depending on your objectives.