Build Or Renovate With The Right Finance
Home and renovation loans are designed to help you build your dream home or upgrade your existing property with confidence. Whether you're starting from the ground up or planning major improvements, these loans provide the flexibility to fund your project in a structured way.
Unlike standard home loans, funds are released in stages as your project progresses, helping you manage costs efficiently and ensuring payments align with construction milestones.
Flexible Funding For Every Stage
Construction and renovation loans are built around how your project develops, with progress payments made at different stages such as foundation, structure, and completion. This staged approach helps maintain control over your budget and ensures funds are used effectively throughout the process.
Stage-based funding aligned with your construction progress
Interest-only payments during the build phase
Flexible solutions for building, renovating, or rebuilding
During construction, you typically only pay interest on the amount used rather than the full loan, which can ease financial pressure while your project is underway. This makes it easier to manage expenses, especially if you're balancing other costs at the same time.
Support From Planning To Completion
Building or renovating can be complex, with multiple steps including approvals, contracts, and timelines to manage. Having the right financial structure and guidance ensures your project stays on track from start to finish. At AHR Finance, we help you structure your loan, compare lenders, and manage the process so everything runs smoothly. From initial planning to final completion, we make sure your finance supports your vision without unnecessary stress.
Cost Breakdown
Explaining all the extra costs, including; stamp duty, council rates and other hidden fees.
Smart Saving
Identifying ways to save for your deposit i.e government saver accounts.
Grants & Benefits
Identifying grants and benefits available to you i.e first Home owner grant.
Budget Planning
Estimate your repayments and plan your budget to avoid any unexpected surprises.
Access Competitive Rates from Australia’s Leading Lenders
Find Your Answers
Can I use this loan for renovations as well as building?
Yes, these loans can be used for both new builds and major renovations, depending on your project scope.
How are funds released during construction?
Funds are released in stages as your builder completes each phase of the project.
What happens when construction is complete?
Once your project is finished, the loan typically converts into a standard home loan with regular repayments.
