Home Loan Repayments: Why Many Aussies Aren’t Reducing Them

Home loan repayments are being kept steady by many Australian households, despite two much-awaited rate cuts this year – a move that could lead to significant long-term interest savings. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve chalked up two rate cuts, and some experts are predicting there […]

RBA Cash Rate Cut 2025: How the 3.85% Rate Impacts Mortgages

The RBA cash rate cut to 3.85% has given Australian borrowers another reprieve, with the Reserve Bank of Australia reducing the rate by 25 basis points. But how much could this decrease your monthly mortgage repayments? This is the second cash rate cut in 2025, as the RBA attempts to ease cost-of-living pressures on Australian […]

Fact or fiction: do property values double every 10 years?

It’s a common belief that property values double every 10 years, but is this fact or fiction? New research reveals how much home values have actually increased over the past decade. It’s no surprise that something as big as Australia’s $11 trillion housing market has generated its fair share of myths and misconceptions. Chances are […]

Labor Government Home Buyer Schemes 2025: What It Means for Buyers & Owners

The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners under the Labor government home buyer schemes 2025. As the election dust settles, it’s time to get back to business […]

Offset Account Home Loan Strategy: Weekly Repayment Myth

Many believe the best offset account home loan strategy is making weekly repayments. But that’s a myth. We reveal what really helps you pay off your loan faster using an offset account. You may have heard that making repayments more frequently, say weekly instead of monthly, helps pay down a loan sooner. That can be the […]